Solution : https://service.sap.com/sap/support/notes/710791 (SAP Service marketplace login required)
Key words : 
general conditions   70228 overview note 441005 release strategy note 441010 maintenance note 441055 problems, change history date topic short description <date> <chapter> <specification> 2, unix sapcar '-xvf /qopt/<volid>/data/kikv04g, sapcar -xvf /<cd_dir>/data/kikv04g, release strategy sap insurance, 72 required releaser/3 enterprise 470x200, field /gkv/cm30_hkp_re-lapnr, field /gkv/cm66_u_kwhlp_opt-destname, latest spam/saint update, installing fs-cm-gkv 4
Related Notes : 
       
| 484219 | Known problems in transaction SAINT in Basis Release 6.20 | 
| 441010 | Release strategy for FS-CM GKV Add-on | 
| 441005 | Overview: Notes for FS-CM GKV Add-On | 
| 100104 | Release strategy for SAP Insurance | 
| 70228 | Add-ons: Conditions and upgrade planning |