SAPTechno

Note 1540040 - SEPA payment medium formats since November 01, 2010

Header
Version / Date 21 / 2012-12-10
Priority Correction with medium priority
Category Legal change
Primary Component FI-BL-PT-FO payment forms
Secondary Components

Summary
Symptom

As of November 01, 2010, there are new SEPA payment mediums:

  • Credit transfer (bank transfer) on the basis of pain.001.001.03 (ISO 20022)
  • Direct debit (bank transfer) on the basis of pain.008.001.02 (ISO 20022)


In the relevant implementation guides of the European Payments Council (EPC), these are called Version 4.0 and (for B2B direct debit) Version 2.0.
The various national bank associations have already implemented these new versions, usually with their own XML namespace and their own version names.  For example, the central loan committee (ZKA) or the EPC specifications for Germany refer to a pain.001.002.03 bank transfer and a pain.008.002.02 debit memo. It is expected that the new version will gradually replace the previous version.

Other terms

CstmrCdtTrfInitn, CstmrDrctDbtInitn

Reason and Prerequisites

Further developments in the ISO 20022 standard were applied by the EPC and the national bank association and implemented in their own standards.
Before you implement this SAP Note, you must have implemented SAP Note 1360908 for SEPA_CT and SAP Note 1401975 for SEPA_DD.

Solution

Save the XML files for the file trees (attached to this SAP Note as ZIP files) locally on your computer and use transaction DMEE to upload them. When you do so, you will overwrite the standard format tree (DMEE) PAYM SEPA_CT or SEPA_DD. If you want to overwrite the format tree with another name instead, you have to edit the file accordingly beforehand. The same applies for a change to the original language ('E' for English is predefined).

After you upload the files, you must perform some enhancements as usual: In the administrative data, enter the documentation module DMEE_SEPA_CT or DMEE_SEPA_DD. In the subnodes <Ustrd> and <InstrId>, enter the atom handling '01'. Sometimes the activation of the uploaded and changed format tree does not work in the first run. In this case, try again.

Note that if your bank does not use the ISO namespace, but uses a different (for example, national) namespace instead, the relevant XML attributes must be specified as format parameters when you execute the payment medium creation program SAPFPAYM. For example, for the SEPA specifications of the German banking industry:

SEPA credit transfer pain.001.002.03 requires the format parameters:
Namespace:
urn:iso:std:iso:20022:tech:xsd:pain.001.002.03
Location of schema:
urn:iso:std:iso:20022:tech:xsd:pain.001.002.03 pain.001.002.03.xsd

SEPA direct debit pain.008.002.02 requires:
Namespace:
urn:iso:std:iso:20022:tech:xsd:pain.008.002.02
Location of schema:
urn:iso:std:iso:20022:tech:xsd:pain.008.002.02 pain.008.002.02.xsd

The medium parameter, namespace schema, should be left empty in both cases; the program then uses the default value.

In the attachment, there is also a file for the EPC implementation guides and file trees respectively, which lists the mapping of the source structures in the formats SEPA_CT and SEPA_DD.

Addition in December 2012: The format trees delivered with this SAP Note are still valid for the EPC customer-to-bank implementation guides Version 5 (as of November 2011) and 6 (as of November 2012).

Affected Releases
Software Component Release From Release To Release And subsequent
SAP_APPL470470470
SAP_APPL500500500
SAP_APPL600600600
SAP_APPL602602602
SAP_APPL603603603
SAP_APPL604604604
SAP_APPL605605605
SAP_APPL606606606
SAP_APPLDO_NOT_USE607607

Related Notes
1744432SEPA Direct Debit: Alternative debtor from the mandate
1646331SEPA payment medium: Special character and empty nodes
1619732SEPA Direct Debit pain.008.001.02: Customer ID
1582186SEPA credit transfer pain.001.001.03 currency customer accnt
1575829SEPA Direct Debit pain.008.001.02: Customer address
1526969FI_XML_CT SEPA_CT Finland with AOS2
1401975DMEE format for SEPA Direct Debit - Version EPC 3.3
1360908SEPA payment medium with attributes deviating from ISO
1305012DMEE format for SEPA credit transfer - version EPC 3.2
1062489DMEE format for SEPA credit transfers